1. If everyone is required to buy health insurance and insurance companies are required to give coverage regardless of pre-existing conditions, is there a need for Medicare, Medicaid, or S-CHIP?
2. Do we really need to require someone like Bill Gates, Warren Buffet, or Oprah Winfrey to buy health insurance when they can afford to pay for any procedures that they may need to be healthy?
3. If the health insurance companies are the enemy of healthcare, then why is the Congress requiring all Americans to buy health insurance from those same companies?
This post is a long time coming, and I'm sure I will ramble a little. I wanted to wait until the vote actually happened before I wrote this. I have had conversations with people from both sides of the healthcare debate, and the one thing we can agree on is that reform is needed. What we can't agree on is what kind of reform needs to happen, and that's fine because smart and decent people can disagree.
The Constitution was created to limit the Federal Government's powers over it's citizens. The lawsuit that is coming over the constitutionality of forcing someone to buy a product will hopefully reinforce the constitution and the Feds limited role in the lives of its citizens. I hope this will be expanded to Medicare and Social Security. I don't believe it is constitutional that the Feds can forcibly take your money and give it to others to use for their medical expenses or their retirement. Now, I love our senior citizens, and I want them to be healthy and have a place to live and food to eat. But how am I supposed to justify this to myself or my children? There are just too many people who are in the current system of Medicare and Social Security for it to be sustainable. Does it seem reasonable for the Feds to require someone that is the age of 65 to enroll into Medicare, even if they have health insurance that is working for them? I don't think it is.
Now, for all of those who believe that health care is a human right, I ask you, is it really a human right if the government that gives you those rights, can also take them away? The point of a right is the fact that a government cannot take them away. For instance, the right of free speech. Can a government really take that away from you? No, you can say whatever you want because you were given the ability to speak. The only thing a government can do to stop your right to speak is stop your ability to speak. This is why the internet has become the biggest forum for people to speak their minds, including this posting.
If we really want to reform health care, then why doesn't the government get out of the way and allow me to buy whatever insurance I need to cover my family. Quit giving tax breaks to companies that provide their employees health insurance. Give the individual tax incentives to get health insurance, so we can take it from job to job, instead of being reliant on a job for health insurance.
Think of this, if I could buy health insurance away from my job, then my insurance company and I could really get to know each other. They could see that I go to get physicals, get preventative treatment, and those things they say will keep my insurance premiums low and keep me healthy, so I don't lose coverage. Wouldn't we be a healthier nation if we received incentives like lower premiums from our insurance companies for being healthy. We have no control over this if our insurance is through our company or through the government.
I have to go, but I will be back tomorrow for more. Let me know if there is anything you want me to expand on.
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